Invosi vs Stripe Invoicing
Stripe charges per paid invoice. Invosi charges a flat monthly fee. We compared them on price, features, and who each one is actually built for.
| Feature | InvosiFrom $5/mo · 7-day free trial | Stripe Invoicing0.4% – 0.5% per paid invoice |
|---|---|---|
| Starting price | $5/mo flat (Starter) | 0.4% per paid invoice (Starter) |
| Cost at 50 invoices/mo (on $10K billed) | $5/mo flat | ~$40/mo (0.4% × $10K) |
| Cost at 200 invoices/mo (on $40K billed) | $12/mo flat (Pro) | ~$160/mo (0.4% × $40K) |
| Free trial | 7 days, card required | No free tier (Stripe Invoicing removed Free in 2025) |
| Multi-currency | USD, EUR, GBP, AUD | 135+ currencies |
| VAT / tax handling | Per-region VAT calculation built in | Stripe Tax add-on (paid) — manual otherwise |
| Automated reminders | ||
| Recurring invoices | ||
| Branded client portal | Hosted invoice page (Stripe-branded) | |
| Bank transfer payments | ACH, SEPA, BACS supported | |
| API access | Yes (per plan) | Yes (full Stripe platform API) |
| Card processing fees | No Invosi markup (Stripe: 2.9% + 30¢) | Built in (2.9% + 30¢ on card payments) |
| Best for | Freelancers with steady volume who want predictable costs | Businesses already on Stripe who want one platform for everything |
Competitor data verified against Stripe Invoicing’s public pricing page on 28 June 2026. Pricing and features change — if you spot something out of date, tell usand we’ll update it.
The short version
Choose Stripe Invoicing if you send fewer than ~10 invoices a month and want the lowest entry cost — you only pay when you get paid. Choose Invosi if you send a steady volume of invoices, want predictable monthly costs that don't scale with revenue, and want multi-currency + automated reminders + VAT handling built in. At 100 paid invoices/mo on $200 average (=$20K billed), Stripe Starter costs $80 vs Invosi Pro at $12.
Frequently asked
Is Stripe Invoicing cheaper than Invosi for low volume?
Yes, if you send fewer than ~10 invoices a month. At 5 paid invoices/month on $1K each, Stripe Starter costs roughly $20 vs Invosi Starter at $5. Once you cross 15-20 invoices/month, the flat-fee model wins on price.
Do I need a Stripe account to use Invosi?
Invosi uses Stripe under the hood for card payments, but you do not need a know how Stripe works or set up a separate Stripe account. Bank transfers are handled directly.
Does Invosi charge extra per invoice?
No. Invosi charges a flat monthly subscription. Card processing fees pass through Stripe at 2.9% + 30¢, but Invosi adds zero markup. Your bill is your subscription price plus standard card processing.
Can I migrate from Stripe Invoicing to Invosi?
Yes — you can import your existing clients and products as CSV. Invoices issued before the move remain in your Stripe dashboard. Most freelancers migrate in under an hour.